Refinance Calculator Current loan information: Annual interest rate of your current mortgage? Current monthly mortgage payment? (Principal and interest only. Do not include taxes and escrow.) Outstanding balance of your current mortgage? Proposed refinance information: Amount to refinance? Mortgage term for your refinance? 10 years 15 years 20 years 25 years 30 years New mortgage interest rate? "Out of pocket" total cost to refinance (if not included in new loan amount) :         By completing the fields above you will get an analysis between your existing mortgage and a proposed refinance. TAB or mouse-click between fields as you fill the blanks, then click on the "Calculate" button. "Out of pocket" costs represent any points or closing costs required for the refinance. Do not include an amount if you intend to include these costs in your new loan amount (but make sure to increase the proposed loan amount accordingly). Try for various loan terms to find the most cost effective scenario for you. Estimates are based on typical, conventional, fixed rate financing for the term of the loan selected. The APR is based on a 1% origination fee and customary closing costs. Actual results may vary based on specific loan characteristics, product type, or property location. Consult your Bell Home Loans account executive for more details. Note: The results provided by this calculator are intended for comparative purposes only. The accuracy of the results is not guaranteed. Any differences between these results and those provided by other lending institutions, may be due to rounding or slight differences in mathematical formulas used.