Congratulations on the purchase of your new home! Buying a home can really be a drain on your cash resources. But at the same time, just when you're getting settled, chances are very good that you have also started your wish list for home improvement projects. The challenge is, without the buildup in the equity in your home, how do you afford to pay for projects that really improve the value and comfort of your home?

Bell Home Loans is pleased to offer you the only NO EQUITY HOME IMPROVEMENT loan of this kind. Now you tackle your wish list and make your house YOUR home.

Would Refinancing Be Worth It?

A sampling of projects that qualify for the NO EQUITY HOME IMPROVEMENT LOAN include:

• Kitchen remodeling
• Bathroom upgrade or addition
• Bedroom addition
• Roof replacement

• Rates starting at 5.99%
• Borrow up to 125% of your home value (up to $75,000)
• 100% of home improvement added back to your home value (up to $50,000)
• FREE 60-day DEFERRAL on first payment due date
• Interest may be 100% tax deductible*
• Up to 25 year terms